Hi guys! OMG, I can’t remember when was my real last post on this blog. If we are friends on Facebook, you probably saw my status about it. That I will stick on a personal blog, with tagalog-english posts. There will still, be some beauty related post. Well I just realized that, why am I doing a beauty blog? Was it for the competition? Since a lot of girls doing a beauty blog, where you just bought a beauty product review and post it in your blog? Is that it? It made me realize, when you review those things, you aren’t one of them already. If only I can share more about my realization last year.
First of all, 2 years of working as an Online Freelancer, I didn’t get to save up. When I read the “I Wish They Thought Money in High School”, it taught me things that I should do when I’m still young. And how can I taught my child, how to save money even if they are just kids. What I like the most is the Money Map, you should always get at least 20% in your salary and put them in the bank. I’m planning to add this on our account in Metrobank’s Junior Fun Saver’s Club, which I opened for my son and me, good thing about this, is that it has his own passbook. 🙂
That’s why since last year, when I asked my friend, how is she saving up. She told me one thing, the 52 Week Money Challenge. Well since you need to start it at January, I said to myself that I will start next year, which is January 2015. Everything is ready now, on January 9th, I will go to NBI Lrt to get a nbi clearance which is already paid, thanks to their online clearance, now I can also renew my Unionbank EON.
And after that, I will also go to SM Manila to get my new passport, on January 24th. Which will I need, so I can open up a passbook account, up to now I don’t know which bank should I get to save, BDO passbook account only needs P10,000.00 to open and same amount to gets it annual interest which is 0.2500. BPI has the same amount to open P10,000.00 but P25,000.00 for the annual interest which is the same as 0.2500. I’m also thinking just to get the BPI Family Savings Bank passbook, since there’s one branch near our place, same with BPI but the interest rate is doubled 0.500. Anyways, this is a different savings from the 52 week money challenge. 🙂
If you were in my shoes, what do you think should I get? I bet getting a passport now is not that hard, since I only need it to open up accounts, its hard for me to get these government ids, I only have postal id haha! That’s the fastest id I can only get. I will also, check on how to get hold of an SSS account, I heard from my colleague last 2 years that she get her financial aid when she gave birth to her son. Since, we will conceive a new child in the family when Lain reaches 7yo. I’m excited! And yes, family planning is still the best!
This year is all about saving!
I also have good news! My blog, itsmedeann.com is now back on its feet, she regain her lost rank since April 2014. And now I’m planning to monetize them all with Google Adsense, which everyone is getting a looooot of $$$ from it. $100 is the cashout, and I’m way half of it! I can’t wait to receive my first payment!
I can’t really promise to update this blog often, but I will do so! I hired a writer for my other blogs, so I can keep up with the updates. I will also make a viral/entertainment website, this year but the website would be a secret. 🙂 It’s because of the competition, the personal information is really private.
And also, if you are a mom like me (for the mothers out there), how did you first started, teaching your child the basics? Like writing, coloring, memorizing, etc.. I’m having difficulties with my son, well since me and my partner is in front on our workspaces all the time, we are having a hard time teaching him those. Like he is sooo lazy to learn all of them. Though he knows now how to write his first name. Can you tell me some kind of trick or maybe I should enroll him at the nearest barangay nursery school first? Before enrolling him to a good nursery school near our place, (well I just want to check first if he will be interested and what will be his reaction).
I even bought a star stamp, so he will be encourage to write, lol. And believe me I already bought a lot of materials, even printed them. He is turning 5 this year. This is also included on my new year’s resolution, to give more time to my son, especially he will be attending school very soon. Since this kid haven’t with other kids, he will adjust a lot. Like the other day, he is with the other kids here, he is so happy. Well we never let him play outside with the other kids, without us looking at it, because we are afraid that someone will bully him, which we don’t really like. XD
Another resolution will be, well this one, I know you heard a lot of this from other people, your friends, relatives, etc.. haha! I will be going to gym this year, so I can lose weight or just do some squats in the house instead. Sa totoo lang, ang dami ko kasing nakain last festive, I even cooked Pork Belly Lechon, the first time ha, and grabe it was really delicious! Ayun probably I gained 2kg haha! And grabe, naumay ako sa sarili ko now when I look in the mirror, it’s not right. 🙁
As of the moment, I have this thing on my chest, its like “nabibilaukan” though kahit uminom ako ng water, nandun parin siya. My partner said, baka may barado akong ugat, para kasing hangin siya na nandun lang na hindi makalabas. So I might go to the doctor soonest, to check if there’s something, and upon writing this, I’m feeling it now. And it is not right. 🙁 Ang gara lang sa pakiramdam..
So this will be the first post of this year! I really hope I can keep up with the money challenge, I always ask my partner to remind me of it. 🙂
Btw, if you can’t keep up with the 50peso increment, you can also try 5, 10, 15, 20, for this challenge. As for me, I think I can do the 50peso increment here! 🙂